Legal basis: № 2069290126
Smart Routing
Routing of transactions through the available payment infrastructure of the MONTRA network.
A route is the choice of the participant through which a transaction will be carried out in a given direction. MONTRA determines an available route from the parameters of the transaction and the state of the connected infrastructure, rather than switching flows by hand for each case.
For the partner this means one technical connection instead of a separate integration with every participant: the set of routes changes on the MONTRA side, the partner interface does not.
The list of available routes follows the agreements in force with participants and is disclosed to the partner as part of connecting a direction.
Legal basis: the licence wording
provision of services for receiving, processing and issuing financial information (processing, clearing) on payments and settlements of third parties to participants of the payment system of this processing and clearing centre
№ 2069290126 · ВА 00121 · 29 January 2026 · National Bank of the Kyrgyz Republic · Quoted verbatim from the licence form.
MONTRA is not a bank; it does not take deposits and does not issue electronic money.
Other products on the same basis
Next step
Look at how pricing is structured, or send a request.