Legal basis: № 2069290126
API Integration
Embedding P2P transfers directly into the partner product, under the partner's own brand.
The partner keeps its own brand and user interface and uses MONTRA as a technological layer: creating a transaction, retrieving statuses, managing the lifecycle, receiving webhook notifications and running reconciliation all go through one interface.
The integration is described as a set of operations on information about a transaction. The movement of funds is not part of this perimeter: it is executed by licensed participants of the payment infrastructure in the relevant jurisdictions.
The current state of the integration interface components is published in the developers section — together with what is not there yet.
Legal basis: the licence wording
provision of services for receiving, processing and issuing financial information (processing, clearing) on payments and settlements of third parties to participants of the payment system of this processing and clearing centre
№ 2069290126 · ВА 00121 · 29 January 2026 · National Bank of the Kyrgyz Republic · Quoted verbatim from the licence form.
MONTRA is not a bank; it does not take deposits and does not issue electronic money.
Other products on the same basis
Next step
Look at how pricing is structured, or send a request.