Payment system operator
Issued by the National Bank of the Kyrgyz Republic
Company
About the company
No success story and no turnover figures here. What is here can be verified: two licences of the National Bank, the registered address, and a precise description of the role the company plays in settlements.
Who we are
MONTRA is an international fintech company developing technological infrastructure for P2P payments.
MONTRA builds a single technological space for the movement of funds between users and financial organisations across different markets.
- Our mission
- Our mission is to make the movement of money between people and markets as simple as possible.
- Our vision
- Our vision: the financial infrastructure of the future should be global, technological and invisible to the user.
Legal basis
The company operates strictly within the boundaries of two licences. A service that is not in a licence is neither provided nor advertised. The permitted-activity wording is quoted verbatim from the licence forms on a separate page.
Payment organisation
Issued by the National Bank of the Kyrgyz Republic
What the company does
The company provides services under the payment system operator licence: this is work with information about transactions, not with funds.
P2P infrastructure: processing, clearing and routing
Receiving, processing and issuing financial information to participants of the payment system, and routing P2P transactions between the available directions. This is work with information, not with money.
Legal basis: № 2069290126
How roles are split in a settlement
This is the section compliance teams ask about most often, so it is written plainly rather than in generalities.
- Issuing bank
- Authorises the transaction — that is, decides whether the payment is allowed. MONTRA does not make that decision.
- Participating banks
- Perform the actual movement of money and crediting to accounts. MONTRA opens no accounts and holds no balances.
- MONTRA LLC
- Receives, processes and transmits financial information about the transaction, determines an available route and passes clearing data to participants.
Where the money sits and when you get it
What the company does not do
- Does not open or maintain accounts and does not hold customer balances
- Does not take deposits and does not lend
- Does not issue electronic money and does not open wallets
- Does not exchange currency
- Does not perform the monetary execution of transfers: the movement of funds belongs to licensed participants
MONTRA is not a bank; it does not take deposits and does not issue electronic money.
Legal details
- Full legal name
- MONTRA Limited Liability Company
- Short name
- MONTRA LLC
- Registered address
- Kyrgyz Republic, Bishkek, Leninsky district, Liniya 7-ya St., 9
- Tax ID
- 02410202510157
- Regulator
- National Bank of the Kyrgyz Republic
Contacts and responsible persons
Names, job titles and photographs of employees are not published on this site. Two reasons: such a list is a ready-made target map for social engineering and targeted fraudulent emails, and publishing personal data requires separate consent from every employee. Functional contacts are published instead: support, compliance, security.
Contacts · Official channels · Enquiries, claims and disputes
What you can verify right now
- Both licences can be found in the National Bank registry by number
- Registration data and the tax ID open directly in the register of legal entities of the Ministry of Justice
- The registered address matches the one in the registry
- The permitted-activity wording is quoted verbatim from the licence forms
- The complaints procedure and its deadlines are published
- The public offer agreement is available before you sign